Credit analysis is associated with the decision to grant credit to a customer. It is also part of a bank's lending procedures for making a loan and monitoring the borrower's creditworthiness.
I believe that financial analysis has a broader focus than credit analysis. Financial analysis would also include calculations such as return on equity , return on assets, price earnings ratios , dividend yield , comparisons with industry averages, trend analysis , and so on. Financial analysis would often be associated with investors, management, and creditors.
